Insurance & Risk Management Insights

The following articles breakdown complex and confusing business and personal insurance concepts into plain language terms you can use to make better decisions about your own insurance program. If you have questions or need help, click here.

reduce workers compensation insurance premiums

Drastically Reduce Workers Comp Premiums: 3 Small Actions

When it comes to business insurance, there is one policy we see taken for granted more than any other: workers’ compensation insurance. This is NOT business owners fault. You’ve been trained by your insurance agent to think of worker’s comp as a “Set-it-and-forget-it” policy where rates are set by the state and there is nothing

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diy workers comp insurance gone wrong

[Story] The Wrong Way To Purchase Workers Comp Insurance

Here is the story of a contracting business that recently called us after receiving a $13,000 worker’s comp audit bill in the mail. This story should serve as a warning for what can happen when businesses try to DIY (Do-It-Yourself) their worker’s compensation insurance. Watch below or keep reading… The Wrong Way to Purchase Worker’s

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how much is workers comp

How much is Workers Comp?

Workers’ compensation insurance, (a.ka. worker’s comp or workman’s comp), is the most overlooked small business insurance coverages. No matter how safe your business is, accidents can happen at the workplace and employees can fall sick while working. Workers’ compensation insurance provides coverage for both the sustainability of the business employer and the health of the

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commercial property insurance

Commercial Property Insurance: How to Get What You Need

Commercial property insurance is insurance coverage that protects businesses against unforeseen events that may cause a loss to physical property. It is used to protect commercial property against threats like fire, natural disasters, and even theft. Whether you are a manufacturing, retail, service-oriented, or not-for-profit business, commercial property insurance can safeguard you from major financial

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workers comp insurance new york

Workers Compensation Insurance in New York

Getting the New York worker’s comp insurance coverage you need at the best price available in the market can be frustrating and time-consuming. This doesn’t have to be the case. There are a few things business owners need to be aware of and plan for in order to avoid common and costly mistakes in their

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Worker Comp Remote Workers

Workers Comp for Remote Workers

The outbreak of COVID-19 pushed a record high, 51 percent, of American workers to “Always” working remotely in April of 2020 according to an October Gallup poll. And while since April that percentage has dropped to 31 percent, it’s safe to assume remote work will be a major factor in the American workplace moving forward.

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buying home insurance

Buying Homeowners Insurance: Expectations vs Reality

When we work with a first-time home buyer, often the expectations for what home insurance provides, how much it costs, and how you actually get it doesn’t match reality. Today we’re going to discuss those differences and what you can do to make sure you get the home insurance coverage you need. This short video

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