The Benefits of OSHA Compliance to small business insurance

As a business owner with employees, there’s no doubt you’ve heard of OSHA, the Occupational Safety and Health Administration, and a set of standards that they have created in order to keep your employees safe and healthy.

Compliance with those standards is a part of doing business, particularly in New York State.

While for most organizations OSHA compliance is putting up a few posters and the occasional training, there are immense benefits to diving deeper into what OSHA recommends and the compliance standards that they set for your business.

Watch the video below (or keep reading) for the full story…

Benefits of OSHA Compliance to small business insurance

Hi, my name is Ryan Hanley. I am the founder of Rouge Risk, an insurance and risk solutions organization providing safety and health training and counseling through the service of insurance and particularly we’ll be focused on workers’ compensation insurance, helping organizations reduce their experience mod, and improving the overall insurance program that businesses throughout New York State and the Northeast receive by focusing on the total cost of risk.

That’s where the true benefit of OSHA compliance comes in. It’s not just in reducing your workers’ compensation premiums. It’s not just reducing the overall cost of insurance in general because the cost of insurance, the actual premiums you pay are just one piece of your total cost of risk.

By complying with OSHA standards, you not only get the maybe primary benefit of reduced costs of your workers’ compensation and your overall insurance program as your business becomes a safer, healthier, more productive place for your staff, your team, your employees, but you also reduce and/or eliminate the need for inspections and the opportunity for your business to receive fines.

In addition, you increase your overall employee utilization and the productivity of those employees because not only are they at work more often because they’re not injured and they’re healthy, but that increased time on the job results in greater productivity for your business.

By putting the processes and programs in place that OSHA recommends and creating a true compliant organization, you are not only reducing the cost of your insurance program, but you’re ultimately improving the culture of your business because people like working in a business that is safe and has healthy standards but also improving the productivity of your business as employees are there more often.

Because they’re healthier and happier and safer, they’re able to do more work better for your business.

The true benefit to complying with OSHA standards is a reduction in the total cost of risk and an overall output improvement for your business.

If you need help putting these processes and programs in place, this is what we specialize at Rogue Risk.

We can help you work on your experience mod.

We can help you work on your overall workers’ compensation program and your total business program, pulling it all together to help you understand where you may have opportunities for improvement and helping you put those processes and programs in place and that will get you to where you want to be.

If your current insurance professional has never addressed these issues with you before, then I’d encourage you to reach out to us at Rogue Risk, today.

I hope this article helped you better understand OSHA.

Thank you,

Ryan Hanley

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